Things I miss with my UK bank as opposed to my Spanish one when making interbank transfers.
1. An email can automatically be sent by the bank to the recipient confirming the transfer.
2. On entering the recipient's bank code it's name and branch location are given to you before it's sent
3. Transfers are done in real-time - none of this waiting till the next day
Still the UK bank has introduced the One Time Passcode (forwarded to you by text message) before you can send payment to a new payee, which increases the security aspect
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