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There's more to it than just the price. With a semi you're likely to hear all sorts of noises from the neighbour. When we lived in a semi we heard "bedroom noises", TV and radio, and could even hear a plug being put into (and removed from) a socket on the party wall. Also there are ramifications arising from the fact that parts of the two properties are physically joined ~ walls, roofs, gutters, fascias, soffits etc. A friend had to contend with the neighbour removing a chimney breast on the party wall. Apart from the noise, cracks subsequently appeared in the friends house. If you can afford a detached then you'll have none of these problems.
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