I thought it worth gathering tips from our experiences. These would be mine. Feel free to contribute.
1) Be as courteous at the accident as you would expect someone to be to your Mother/Wife/Daughter if the positions were reversed.
2) Give and get all details; name, address, reg. etc. etc. Do not be embarrassed to ask for sight of something with name & address if you are concerned.
3) If at fault, don't get all anal and worry about saying sorry. Be nice. Just don't promise to pay for anything.
4) If not at fault, take photos, draw a diagram, write notes, whatever. Take witness name and address if possible.
5) Make no decisions in haste. Far better to take time and make the right one. Better to write off the day, rather than panic about every decision making second.
6) Do not be brow beaten. You are insured, you have contractual rights. Take a claims service if it makes sense, do not be pushed. Insist on time to consider.
7) Form honest opinions about;
-Fault
-Car damage/Value
-Chances of proving it
-Character of other driver
8) Explore all options, including speaking to TP insurer.
9) Don't try and make a fast buck. It usually back fires.
10) Keep the ego in the pocket. Ignore any need to impress.
11) Keep careful records of expenditure. Keep it sensible.
12) Ask for impartial advice, me if you wish.
Last edited by: VxFan on Thu 20 Dec 12 at 10:18
|
Insurance Accidents / Claims new
Insurance Accidents / Claims new
