Motoring Discussion > Insurance scam? Tax / Insurance / Warranties
Thread Author: RattleandSmoke Replies: 3

 Insurance scam? - RattleandSmoke
In very early August my dad was involved in a very very minor accident, he was rearer ended when he was stationary at traffic lights. It was a very slow speed impact bump and caused no injuries. Just a cracked bumper and a bit of a scratch.

Insurance company said the body shop (A BMW franchised dealer? for a Hyundai) cannot look at the car for another three weeks. The car went in late August and it still there now. All the car needs is a new bumper and a bit of respraying. In this time the third party insurance has been paying for a hire car etc etc etc with all the inflating costs that come with it. I thought they were cracking down on this scam, e.g inflating the time it takes to fix bodywork repairs.

As the third party has admitted liability, the third party's insurance company is paying for all the work but my dads insurance company is handling it all. My dad actually told the bodyshop on the phone he knew what was going on and they while they didn't admit it they didn't deny it.

By the time he gets the car back, the car would have been in the body shop for a full month for what is just very minor damage, even the bumper damage was only cosmetic. The only blessing is it has saved him about 600 miles of wear and tear on his own car while he has the hire car the third party is paying for.

And blimey, this has reminded me own car insurance is due soon, and I have now forgotten the exact details of my previous claims :(
Last edited by: RattleandSmoke on Fri 19 Sep 14 at 20:02
 Messages Author Date
 Insurance scam?  RattleandSmoke 19 Sep 14 20:01
 Insurance scam?  Duncan 19 Sep 14 21:02
 Insurance scam?  Cliff Pope 20 Sep 14 17:57
 Insurance scam?  Alastairw 20 Sep 14 18:30
Latest Forum Posts