Colleague had a 55 plate Yaris. Ran into the back of an Insignia on Tuesday morning at 08.30.
Car was still driveable but front end damage.
Phoned her ins company who asked her to describe the damage over the phone. Phone call back 15 mins later saying they would be writing it off, offered £1200. She refused the offer. Phoned back 15 mins later with a second offer of £1500 which she accepted. Salvage company appeared at 2.30pm and took her car away. This morning she has received the money.
That's all pretty dam impressive in my eyes but has also raised concerns. I know they will work to authority levels etc but never once did they ask for a photo (which I thought would be easy in this day and age). Could this be a route for fraudulent claims?
It must be too costly for them to get a bodyshop to look at it and complete a report. Who knows, maybe she had the right to hire car and by paying out quickly they negate that?
Ins company , she thinks, is called Aires "or something like that"
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Efficient insurance claim 
Efficient insurance claim 