Eye opener at work yesterday when I was doing telephone advice.
Client's car (an 06 Toyota Yaris) had been clamped by a bailiff. Not her debt but that of her adult son who lived with her - a Mags court fine. Bailiff wouldn't remove clamp until she proved car was hers. V5 and insurance in her name (and no, he's not a permitted driver) plus recall etc notices from Toyota.
Bailiff says V5 not worth paper it's written on and wants to see bill of sale for car or proof of payments to finance company. She's not got bill/receipt as car was cash purchase for repaired write off at <£1k.
In those circs could you prove you own your car?
Gave client next steps suggestions about her options and had row with bailiff who 'didn't like my attitude'.
As ever with these things outcome will be a mystery unless she seeks further advice.
|
