Thanks. My previous understanding was that your own cover gives minimum legal cover in each EU country (which varies from country to country) but paying extra for a green card brought the level of insurance to that you have at home - though thinking about it, that's probably just the insurer I was with at the time. ( I have a feeling that may have been Direct Line, and the green card was free for 3 or 5 days but about £30 for a week or so).
You've made me think though that a phone call is probably the best place for me to get a reliable answer.
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Driving abroad as named driver new