>> Our Picasso has been in the body shop last couple of weeks after it was
>> scraped in a carpark - fortunately the 3rd part left their details. After they reported
>> it their insurer, AA, they were on the phone almost immediately offering to sort it,
>> and a courtesy car, which would be provided by Hertz, and they were at pains
>> to point out that it was much cheaper than Credit Hire.
Exactly, I have done this twice, they can't move fast enough to sort it. So why would one's own insurer automatically push it to claims management resulting in a £100 a day cost to the TP insurer when the question of whether you can afford to hire your own replacement has never been raised? Because they get a bung, no other reason. And you would have had to sign some sort of indemnity. It's bent, in equity if not in law.
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