In the chat with the neighbour he asked what I would do if the company pension failed to turn up.
My reply was that I have a Plan B - to which he said "plead poverty to your 3 x sons?".
I replied NO! That's Plan C but Plan A & B are enough to see me out.
As the years go on the expenditure I had when working goes down, as the years roll on my expenditure NOW is less, allowing for inflation, than I spent 10 years ago when I retired.
If I live another 10 years I am sure even today's spending will fall further. Pleasures now are simpler & cheaper - you do not need the new xxx or yyy that my sons & their families throw money at.
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