It's feeling somewhat unanimous and I've not got a lot to add but I finished a contract at age 59 and on the spur of the moment decided enough was enough. No state pension till 66 and no gold plated pension but I did have a fairly sizeable pot when I cashed in my pension.
SWMBO is same age as me but didn't think she wanted to stop work, that the people would miss her and the company would fold without her (well, almost!). It took her another 4/5 years to decide, only to find about a year or so in that the company was still going strong and nearly everyone there had either moved on or forgotten her. She would say now she wished she'd done it earlier.
Our health is OK and if she'd done it, it would have compromised our longer term pension a bit but would have been worth it for us both. Though I did enjoy a few years of relative "freedom" including solo trips to Egypt etc!! And we're both of the opinion that hoarding cash isn't a priority any more. If the girls just end up sharing our house after we've gone they'll be doing OK...
Last edited by: smokie on Wed 1 Nov 23 at 09:18
|
