Solid piece on the TV this evening about car insurance. The hacks got in with a crash for cash scam gang and left cameras in the car they used. Interesting if hardly surprising, all of it.
However the most interesting thing was that these scams aren't the reason for the steep climb in premiums. The main reason - apart, it seems to me, from modern cars with their silly ornamental front and rear panels instead of bumpers - is the tripling over the last ten years of personal injury claims following rear-end shunts, mainly for whiplash injury which is allegedly hard to disprove.
What this seems to indicate, since passive safety in cars has improved continuously, is that at least two thirds of these whiplash claims are fraudulent. And they are made not by criminal gangs but by honest citizens (or snivelling lying petty crooks if you prefer) like you and me. Well, like you anyway.
|
Insurance costs new
Insurance costs new