Thanks for the info. Agreed it is an odd time to invest.
Agree with your comment... I'd rather buy something now for a pound and enjoy it, than wait a year and have to pay, for instance, an extra five pence on top of the pound...:-)
Since the start of the crash, house price dive and collapsing savings rates rather than conventional investment we've spread between easy access savings (you never know when a project will pop up out of the blue), settling the last dregs of the mortgage and sensible spending on longer term items (often at recession prices) much as you mention.
There was no point in taking advice as we knew exactly what we wanted to do.
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