Firstly check the policy. I have found that when they talk about 'extends to cover abroad', slipped in there can be the words 'minimum cover' which means 3rd party cover only. So you could be without cover to your own vehicle and collision recovery costs.
For not a great deal of money on my wife's car, on which I am a named driver, the insurance company extended the full cover and conditions of the police into Europe for the time I required. The also issued a Green Card (which isn't required at the moment). It does of course necessitate a phone call. Think it was Direct Line.
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