Not that different in UK.
Six years ago I had a lump sum which I wanted to invest. At that time Santander were offering 3% interest on up to £20k in a current account - a good deal then, not quite so good now with lower interest rate.
However walked out after about 30mins with account open + debit + credit card on their way in the post (not handed over then and there).
Completely surprised at how quick and painless it was. Only proviso was to pay in a minimum of £600 pm and set up a couple of direct debits - simple transfer from other bank account.
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