I have been with Esure for 10 yrs and apart from renewals and a cracked windscreen we have had no dealings.
Extended features to your Policy Are You Interested?
1)
Extra £30K Personal Accident Cover - Free I asked - NO it is chargeable
Will it cover me if I fall out of Bed and kill myself?
No, it only covers accidents whilst travelling.
I was disappointed as 103 people in the UK DIED FROM FALLING OUT OF BED 2 years ago.
No cover for falling out of bed - so I declined their offer
2) Additional Hire Car Coverage - Is it Free I asked - NO - It has a fee of ££ per year but will only cost you £ until your renewal date in Jan/Feb time.
The additional cover covers the cost of car hire IF the car is stolen and awaiting payout.
Sales " - you might wait weeks to get your money"
Me " I have 2 cars and only really need one - I'd be very unlucky to have 2x cars stolen at the same time as I have never had a car stolen / made a claim that was my fault in 46 yrs of car owning".
Sales"Going back to the Personal Accident Cover" What would you do on snowy morning? There are a lot of Accidents just going to work"
ME - "I'd stay in BED...........I was 65 last week"
She rang off
FB 2 Esure 0 (Full Time Result).
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Accidental Death cover is an insurance industry joke. If you need life insurance, you need life insurance - not life insurance that only pays out you you die in an approved manner.
It's also incredibly cheap to provide, for obvious reasons.
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>> It's also incredibly cheap to provide, for obvious reasons.
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Life cover for me would be prohibitive - 65 and recently finished chemo - I was quoted £650 for a weeks Holiday Insurance Cover for a week in Cyprus - I think the Ins Co did not want my business and looked at the last 3 digits of a phone number
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They asked me when I changed last week what would I do if I had an accident bla bla when I refused the extra hire car. I said "I simply let the taxi driver crash in the bad weather" :D
Or in reality walk instead, slip and brake me elbow.
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Call from E-sure-Policy Upgrades @ Addn Cost - Manatee
