>> most likely to occur either at high speed or when braking/cornering.
Most people never drive at anything like high speed. So they don't brake or corner hard either. Your geezer almost certainly drives with all his tyres too soft. Most crap drivers do.
When one of them gives way he will cruise in to the verge and change the wheel. That's what they usually do, unless they want to get on youtube making showers of sparks.
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