There is something in the back of my mind that says some Insurance companies do not use 24.00 for this very reason. Cover will start at at 00.01 on a specified date taking away the possibility of confusion. I believe that airlines use the same thinking?
On the description that you have given, I believe that you are correct and that son is wrong.
Last edited by: sherlock1947 on Tue 5 Nov 13 at 20:19
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