I'm insured with More Than. My car is an old Focus worth less than £2k, reasonably low mileage (55k) but it doesn't hold a special place in my heart like some people's cars do.
At the weekend I'm off to Germany for nearly two weeks and More Than want £30 or so for Euro cover. As per another thread, I'm aware that they have to provide minimum local cover insurance in each country. But what would the real downside be of not stumping up the £30?
I guess not covered if stolen, any damage or writing off from any "event" not covered, maybe some "personal" damage not covered, and luggage not covered. As the last two are better covered elsewhere anyway, is it just damage/write off that I need be concerned about or am I missing something?
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