I got one after a low speed head on on a single track road about three years ago. I stopped in time as a car came towards me off a blind bend going a little to quickly. He couldn't stop but managed to steer his way mostly out of trouble glancing off my bumper and heading into a ditch. My damage was sorted with a bit of bending and a few bolts (It was an old banger, but he ended up with three and a half grands worth of knackered front end.
Fair enough the guy put his hands up to it even when he informed his insurers and I did not bother with a claim, but had he done what at least 50% of people would have and disputed fault it would have gone knock for knock and my no claims would have taken a hit. After that I thought a dashcam would be useful if similar happened again. It could also hang me of course, but if I was at fault in an accident I would put my hands up and take the hit. Conscience wouldn't allow me to lie about the blame.
Interestingly enough, just after I got it I witnessed a damage only accident where a car emerged into the side of a passing vehicle. I could not offer the footage as evidence because a few moments before I realised I had come out without something I needed and let go a string of highly industrialised language. Lesson learned, sound recording now off. It would be rather embarrassing should a case ever end up in legal proceedings and the entire court hearing one booming out ", Cor look at the tits on that!"
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