Forecourt finance is a big business. If you look at small dealers their cash in hand is maybe £30k, their net asset value might be £100K (rented premises) yet they have 60 cars on the lot worth say £8k - £500K stock on finance.
They sell a car and take in £8K and out the door goes £6K to Forecourt Finance.
If the garage does not keep up payments / goes belly up transporters appear and the whole lot are taken off to auction for the finance company to recoup their money.
Even the big chains of Lookers & Pendragon (Evans Halshaw/ Stratstone) are penny shares & have a puny stockmarket value of say £200m each yet have sales of £4 Billion each - someone has to fund their hundred of cars per outlet
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