Sorry to hear of anyone in that position.
As a 63 it's actually the same age as our Berlingo. That's on twice the miles of the Kia and has a heavy clutch too.
To be honest I don't see how spending £400 is going to get you a 'return' in terms of increasing it's value. If WBAC say £5.8k then they might use the clutch's heaviness to knock £200 off, and some more for any paintwork blemishes or other faults.
I'd guess £7.5 is the retail price in A1 condition.
Realistically, allowing for prep etc costs for a retail sale, I think £5.8 to £6k is as good as you'll get.
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