>> Just a thought, since this work is required because of the fire, is the charge,
>> or at least part of it, claimable from your house insurance?
Good thought, but Zero's quite right. Once you have your cash settlement, you're on your own. They couldn't have cared if I had spent it on the proverbial Lamborghini.
The buildings claim was based on what they would have spent reinstating the house. Of course they saved a fortune because they wouldn't give me the VAT or the contingency in the estimates, and they reduced some of the provisional sums the tendering firms had put in and I had to try and negotiate them back up with variable success. But I get to build a house!
Among the things they wouldn't pay for was a lost car key, £384. They said I should claim on my car insurance. Of course I didn't, the excess was £500 anyway.
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New electricity supply 
New electricity supply 