Govts are is massive hawk. Interest rates will be kept down as govts can't afford them not to.
Even then they are printing money like mad.
A cash ISA at 1% is pretty much guaranteed to lose money over time.
The vast bulk of my savings (other than owned property) is shares or equity funds, and corporate bond funds.
I don't see how cash savings can outpace the independent cryptos for the next few years at least.
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