>> As a secondary driver on my wife's policy, there is no problem. But could she
>> be or become the main driver on that policy, or would she then have to
>> become the proposer in her own right? Some sites seem to allow that option, others
>> don't. Would my wife's NCD still be valid if our daughter became the main driver?
>> Who gets the discount - the main driver or the proposer?
>>
Both of our cars are registered and insured in my name, but my wife is declared as the main user of one of the cars.
I "own" both the NCB's.
I did consider my wife becoming the proposer for the 2nd car but our insurer (LV=) said it would make no difference to anything, costs, cover etc. The only possible advantage I could think of is that it would give her Driving Other Cars cover which you just never know when that could be useful.
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Insurance - main driver = proposer? new
Insurance - main driver = proposer? new