Quick story.
Dad injured himself in late November, has only start driving again now.
My car blew up and I sold it so I have not had a car since Feb
Dads car was sat there doing nothing and it wasn't looking likely he can drive again for ages. I put the car in my name and simply swapped my existing policy to my dads car. My dad then canceled his insurance.
My dads now driving again so I added him as a named drive no problem I thought. But it now turns out he wants to start doing some jobs in the near future so he will need business insurance. Phoned up current insurance company and they said its impossible as they are both seperate businesses. They would only insure my dad for pleasure use.
So I found a further solution, I suspend my policy until May (when I get my brand new car) and then find a new insurance company for my dads car. So now got to take out a new policy from a new company which will allow us both to use the car for business use. The car then be transfered into my dads name and I will be the named driver on his policy.
Why is this so damn difficult, it now means having to fill in the V5 yet again to take the car out of my ownership.
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