>> Thank you. By "talk" I suppose I meant "contact in any way".
>>
>> Have spoken at length, but alas that's where we are right now. I was wondering
>> if the default position would be the pot just sits there until one day she
>> claims it, if she ever does.
It's unlikely that anything irreversible will be triggered if it's a personal pension pot, although the answer is to look at the correspondence which should give a clue.
The reason for the letter is possibly for no other reason than that 55 is the minimum age for getting money out of a pension pot in normal circs.
This is what Pru say as a general guide - I wouldn't take it as gospel because they will have done various products over the years, probably including group pensions with slightly different rules and investment strategies.
www.pru.co.uk/pensions-retirement/approaching-retirement/
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