“but putting that aside I don't believe I've taken on any long term responsibilities on the basis that if I struggle the rest of you will help me out”
Well,of course you have. Anyone who survives to retirement age is then effectively taking more out of society than they are giving back. They are dependant on a younger generation to provide food for them, tales care of them when they are Ill. The very fact of growing old puts a burden on the rest of society. It is not the birth rate that puts a strain on our society but the increasing length of time that the unproductive members live.
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