If a tree falls down and causes damage, then the owner of that tree is liable; the landowner should carry third party insurance or risk being sued.
Not necessarily. A tree can fall down without it being anyone's fault. The idea that any accidental damage or injury is legally always someone's fault is simply not true. Certainly if you knew a tree was damaged or diseased and you did nothing about it and it fell and caused damage to a third party you would be liable. If a healthy tree blows over in a gale and causes damage or injury to a third party then you would not be liable.
This is what is sometimes referred to as an "act of god"
|