Strange story about accident and insurance claim - tyro
Yes, I do have protected NCD (I take it that by NCB, you mean No Claim Discount) on that vehicle.
The renewal documents say that I have 8 or more years NCD protected, on that one, but on our other car, we have 5 years NCD not protected. I can't remember why that is - so I guess I'll have to think about getting that protected.