Thanks Wotspur. We ended up 'speaking' with Directline via an online chat just before she passed her test.
They were happy to give an online quote with her filling it in as if she had passed her test (even though at that point she had not) and they said that is was valid for a certain period of time so if she passed then all was good, but if not then the quote would expire.
As it was she passed, and on comparing prices at that point DirectLine were still the cheapest by a margin so the cover was purchased (with a black box with no restrictions like others) at the quoted price. I think it was £1,200 for a 68 plate 0.9 litre Clio but memory a bit rusty on that. Might have been £1,400 after we added on some extras, but good value I think.
Be interesting what it goes to at renewal..
You can see online how you have been rated by the black box for each drive. Interesting to see how I have been scoring when I have used her car when she has been away for a couple of weeks at a time and I am occasionally driving it....
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