>> I dont think right to be forgotten extends to your credit reference.
>>
It has not been tested in court, but according to my notes: "This is because the right to be forgotten is, re the ICO, not absolute and only applies in certain circumstances. Data held for credit referencing purposes is not part of these certain circumstances and is instead subject to strict industry guidelines around data processing and sharing."
If you were able to be forgotten, the lenders would just make any assumption that was legal, including that you have no information on which to bases a decision on and reject your application.
Anyway, we have lists of people with whom we refuse to deal with and funnily enough it is shared with many other lenders, who do the same and it is not computerised or written down in normal forms.
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