Generally, when I get a new (used) car, I would replace the timing belt if there is no solid proof it has been done within the last 12-18 months, even with older cars, because if it does go, you're left with the same predicament on any replacement.
However, I believe the enging in our newly acquired 323f is a 'non interference' engine (designated BP from the 'B' series engines I think).
I've never had a non interference engine. If I risk not changing the belt and it does go, will it simply be the cost of then putting on a new belt? I know there is the added hasstle of roadside failure etc.
What would you do? bearing in mind that it could be 1/3 of the cars vale to change.
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Mazda 323 - 97 1.8 Timing Belt new