>> Now back to you original question, yes hard drive is as good as any other method.
I've found over time that some DVDRs that were fine are not readable anymore. This is for disks that were holding copies of software for work (so not critical) but were stored in a dry/cool place. So I wouldn't trust my important files to only writable media. I'd trust a hard drive for longer term storage... but I'd also have copies of anything important (that cannot be replaced) on DVDR or BDR.
As mentioned above, I'd also consider online storage for valuable data as an extra copy. I've got over 70GB storage for free (for now) with Dropbox... so photos/music stored there too.
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