Well again, this is getting ridiculous. From my point of view we only report 'proper' accidents which happen in public places and roads where other people and vehicles are involved and not minor scrapes that occur because of a misjudment on or in private property. I woiuld also assume that when Insurance companies ask that question, they mean precisely that.
Yes, if a chimney pot or similar should fall on my parked car then of course it would be reported to the appropriate insurance company.
Again would I report a small stone chip to my car's paintwork, resulting from loose stones that fly around on our busy roads - of course not.
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