>> Well she will have been asked the question. "have you had any accidents in the
>> last 3 years". which she is obliged to answer truthfully. How do you think she
>> should answer?
>>
Is that still a valid question in 2013 as some quarters no longer believe in accidents and where there is an incident there is blame and a cow to be milked.
On a serious note if you damage your own property, for example a garage door, is there any point in claiming from your insurance as you cannot claim off your own policy as the third party ?
The insurance company will repair the vehicle but not the property.
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