Pat,
I'd suggest that you start to plan to change your address in a couple of years time.
Get yourself a domain. You can buy one very cheaply, about £10 a year is about right. You can then set up email and web (if you want) on the domain, but more importantly, you can have the email go anywhere you want. So you can send it through to your Tiscali account should you wish.
That way, you can start to give out your own address (that you own) irrespective of who you access the internet through. Then it's a judgement as to when it would be safe to change over.
Very happy to help you with this if it would help - drop me a line.
Gord
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