I remember selling a book I bought for about a tenner on eBay, and getting a couple of hundred for it. When insuring it at the Post Office, it was made pretty clear if it got lost then they would cover the tenner I paid, not the two hundred I sold it for.
I don't think that's relevant to the jewellery, just to how I was told PO insurance works, and it wasn't what I naively thought.
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