I'm down by a €200 hotel in Ghent for a 2 night stay booked for last May. They gave us a credit note till this May which will probably be useless (unless we've had full course of vaccines etc) and have refused to extend it further, or refund. I possibly could go through insurance but not sure I can be bothered as I suspect they'll say we have been given a credit note which we could have used in the summer.
Also I have a credit for Eurotunnel which has to be booked by end April but can book a year ahead.
We lost a bit on an unused non-cancellable car hire last March too.
Also have lost £90 (poss £320, depending if owner refunds us herself) on an AirBNB booking for March - booked after Airbnbs cut off date for free Covid cancellation.
Also have an airport parking for March (c £90) to negotiate - hoping at least they they will allow a rebooking next March.
To be fair the last two were entered into once Covid was out there and we knew we were taking a risk. If we'd gone we'd have spent a whole lot more!!
Not sure of your age LL but some insurances are more difficult to get over 60- or over 65, incl one of the Covid insurances.
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Travel insurance refunds 