Daughter's friends Qashqai (sp?) damaged today by a falling tree in a storm - roof a bit bent and paintwork etc. She called insurance, who said Act of God, we aren't coughing up. Fully comp insurance I believe.
Seems a bit harsh. My daughter had a wing damaged by a falling roof tile which hit her when she was on the move in a storm a few years back. She was only 3rd party, they said she'd have to claim from the homeowner, and probably prove negligence/poor maintenance.
Tough cookies, these insurance folk.
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