Just changed mine from Elephant to LV - had been with Elephant for 15 years as generally no one could get close, but they appeared not to like the 3008 as quoted over £400 - on appeal they could get down to £350, but that was still £100 more than LV. I played with the excess - £400 total appeared to be the best compromise - insuring more cost a lot, whereas increasing it didn't reduce premium a lot.
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