>> My own philosophy for insurance has always to buy only the cover I need so
>> I tend to go for a large excess if I can get a worthwhile discount
>>
Interesting. I hate excesses! I'm sure not the most economical way of doing it, but if I'm going to claim I want it to be paid in full, not have salt rubbed into the wound by having to chip in.
That's a negative for LV= - they've steadily ramped up their windscreen excess to £90. I noticed Aviva's premium/premier policy had no wondscreen excess.
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