A mate has "free" travel insurance with a premier bank account of some sort (HSBC IIRC). I used to have the same with a NatWest premier account but at the time I looked at the small print and decided that while the headline cover looked quite good the actual nitty gritty of the policy meant that the cover wasn't close to a "proper" travel policy.
He is adamant his is good enough, and maybe it is. But as LL says it's always worth reading the small print.
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