>> The LV definition of "a trip", also from their website, is
>>
>> A journey that takes place during the period of cover which begins when you leave
>> home and ends when you get back home...
>>
>> I might be inclined to read that as you needed to have booked the flights
>> before September as well, as it was only when you finally did that you completed
>> their definition.
I'd be very chary about that too.
It is though a pretty poor show that big UK players in this market have not got their ducks in row over Covid related FCO advice.
In the vast majority of cases FCO advice against travel is triggered by armed conflict, significant civil insurgence or maybe national disasters such as earthquakes. Possibly stuff like Ebola too.
Covid on the other hand is something we're going to have to live with for the foreseeable. It's a known risk, prevalent in the UK and, barring those with other underlying health conditions it's often mild or asymptomatic. Travelling to areas where it is in wide circulation has NO bearing on other risks like slips/trips/falls or sudden onset cardiac or other circulatory issues like stroke.
Iff travelling to a normal holiday destination cover should remain but with an additional premium for Covid related claims.
Maybe it needs some liaison with the FCO so the Covid travel advice is in a different category from the war/insurgency stuff.
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