Smokie I didn’t keep records of the various links I used but checking your NI record is fairly easy. The first step is to google “check NI record” or similar. You probably need a Govt Gateway account to then check your records on the govt site. Again very easy to set up. My NI record started when I was a full time student in the 70’s. As far as I am aware you can only pay for gaps in the last five years, not contracted out years long ago. The record site will show missing years and which are open to be addressed.
Once you have the basic data there are links to the helpdesks I mentioned in my first post. They will tell you how many (if any) it’s worth addressing. In my case it was a clear decision but anyone looking at this needs to work out if it suits them.
As for pension figures I can’t recall the exact sites I used (govt pension forecast site?) but I had three pension figures. One based on past NI, another based on my also paying NI this year and one based on paying additional NI to address the relevant gaps.
Last edited by: martin aston on Wed 7 Oct 20 at 06:42
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