Non-motoring > State pension top-up Miscellaneous
Thread Author: martin aston Replies: 47
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New Wed 7 Oct 20 12:35 
 State pension top-up - Terry
None of us know for how long we will need to live off pension or savings. Buses may intervene next week, or we may enjoy 30+ years of active healthy retirement.

Pension choices are with most of us for at least 50 years, and possible more. We start contributing (or not) when we are ~ 20. We pay in for ~ 40-50 years. We live with the consequences for a further ~ 30 years.

Since 1970 when I started work the world has changed immeasurably. Pre-Thatcher, pre EU membership, pre internet, pre nationalisation, pre global media, etc. Life expectancy has increased from 67 to 79.

Inevitably we end up with a complete muddle of pension provision - contracted in/out, ISAs, SIPPs, tax reliefs, state pension and retirement age reforms, final salary schemes, defined contribution schemes etc.

All this demonstrates is that we each need to be very aware of the consequences of our own actions. Get what you can from the system and stop worrying about the logic or fairness.

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 State pension top-up new martin aston 6 Oct 20 09:42
 State pension top-up new Zero 6 Oct 20 09:59
 State pension top-up new Crankcase 6 Oct 20 10:25
 State pension top-up new Bromptonaut 6 Oct 20 12:00
 State pension top-up new Falkirk Bairn 6 Oct 20 10:26
 State pension top-up new Bromptonaut 6 Oct 20 10:55
 State pension top-up new martin aston 6 Oct 20 10:29
 State pension top-up new Zero 6 Oct 20 10:47
 State pension top-up new Bromptonaut 6 Oct 20 11:00
 State pension top-up new legacylad 6 Oct 20 11:05
 State pension top-up new CGNorwich 6 Oct 20 11:14
 State pension top-up new Bromptonaut 6 Oct 20 15:30
 State pension top-up new Lygonos 6 Oct 20 20:49
 State pension top-up new tyrednemotional 6 Oct 20 22:04
 State pension top-up new Zero 6 Oct 20 22:38
 State pension top-up new smokie 7 Oct 20 00:03
 State pension top-up new martin aston 7 Oct 20 06:41
 State pension top-up new smokie 7 Oct 20 08:35
 State pension top-up new tyrednemotional 7 Oct 20 08:50
 State pension top-up new martin aston 7 Oct 20 09:55
 State pension top-up new tyrednemotional 7 Oct 20 10:03
 State pension top-up new PeterS 7 Oct 20 10:17
  
 State pension top-up new Runfer D'Hills 7 Oct 20 10:40
 State pension top-up new martin aston 7 Oct 20 10:43
 State pension top-up new martin aston 7 Oct 20 10:40
 State pension top-up new PeterS 7 Oct 20 10:55
 State pension top-up new Falkirk Bairn 7 Oct 20 11:23
 State pension top-up new PeterS 7 Oct 20 11:48
 State pension top-up new Terry 7 Oct 20 12:35
  
 State pension top-up new Manatee 7 Oct 20 14:27
  
 State pension top-up new martin aston 7 Oct 20 14:52
 State pension top-up new Manatee 7 Oct 20 14:57
 State pension top-up new smokie 7 Oct 20 15:42
 State pension top-up new Runfer D'Hills 7 Oct 20 15:59
 State pension top-up new Manatee 7 Oct 20 16:27
 State pension top-up new Crankcase 7 Oct 20 16:56
 State pension top-up new martin aston 7 Oct 20 17:16
 State pension top-up new smokie 7 Oct 20 18:12
  
 State pension top-up new sooty123 7 Oct 20 11:29
  pension top-up new zippy 12 Oct 20 11:50
  pension top-up new PeterS 12 Oct 20 12:03
  pension top-up new zippy 12 Oct 20 12:35
  
  pension top-up new zippy 12 Oct 20 12:47
  pension top-up new Falkirk Bairn 12 Oct 20 13:58
  pension top-up new PeterS 12 Oct 20 14:11
  pension top-up new martin aston 9 Mar 21 10:04
  pension top-up new Falkirk Bairn 9 Mar 21 12:07
  
 State pension top-up new PeterS 9 Mar 21 17:52
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