Non-motoring > State pension top-up Miscellaneous
Thread Author: martin aston Replies: 47
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New Wed 7 Oct 20 14:27 
 State pension top-up - Manatee
>> I am generating £1k a year inflation-linked for a one-off £3.2k. To buy that commercially as an annuity would cost what, £20k upwards?

More like £40k.

I have a feeling I've cocked up here. I'm currently receiving 155.87 per week, having taken my state pension at 65 in 2018, so presumably under the current system. It was reduced for a period of contracting out but clearly I had enough years.

I checked as best I could what my options were but I had IIRC over 40 years of contributions and didn't find an option to increase it - I was certainly well disposed to paying for fully index linked income, but as has been noted they don't make it easy. It seems I might have missed an opportunity. I had been intending to delay taking it but early that year I was told that my chance of living more than 5 years was about even so perhaps I was less assiduous than I might have been (my prospects, I am told, have now improved).
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 State pension top-up new martin aston 6 Oct 20 09:42
 State pension top-up new Zero 6 Oct 20 09:59
 State pension top-up new Crankcase 6 Oct 20 10:25
 State pension top-up new Bromptonaut 6 Oct 20 12:00
 State pension top-up new Falkirk Bairn 6 Oct 20 10:26
 State pension top-up new Bromptonaut 6 Oct 20 10:55
 State pension top-up new martin aston 6 Oct 20 10:29
 State pension top-up new Zero 6 Oct 20 10:47
 State pension top-up new Bromptonaut 6 Oct 20 11:00
 State pension top-up new legacylad 6 Oct 20 11:05
 State pension top-up new CGNorwich 6 Oct 20 11:14
 State pension top-up new Bromptonaut 6 Oct 20 15:30
 State pension top-up new Lygonos 6 Oct 20 20:49
 State pension top-up new tyrednemotional 6 Oct 20 22:04
 State pension top-up new Zero 6 Oct 20 22:38
 State pension top-up new smokie 7 Oct 20 00:03
 State pension top-up new martin aston 7 Oct 20 06:41
 State pension top-up new smokie 7 Oct 20 08:35
 State pension top-up new tyrednemotional 7 Oct 20 08:50
 State pension top-up new martin aston 7 Oct 20 09:55
 State pension top-up new tyrednemotional 7 Oct 20 10:03
 State pension top-up new PeterS 7 Oct 20 10:17
  
 State pension top-up new Runfer D'Hills 7 Oct 20 10:40
 State pension top-up new martin aston 7 Oct 20 10:43
 State pension top-up new martin aston 7 Oct 20 10:40
 State pension top-up new PeterS 7 Oct 20 10:55
 State pension top-up new Falkirk Bairn 7 Oct 20 11:23
 State pension top-up new PeterS 7 Oct 20 11:48
 State pension top-up new Terry 7 Oct 20 12:35
  
 State pension top-up new Manatee 7 Oct 20 14:27
  
 State pension top-up new martin aston 7 Oct 20 14:52
 State pension top-up new Manatee 7 Oct 20 14:57
 State pension top-up new smokie 7 Oct 20 15:42
 State pension top-up new Runfer D'Hills 7 Oct 20 15:59
 State pension top-up new Manatee 7 Oct 20 16:27
 State pension top-up new Crankcase 7 Oct 20 16:56
 State pension top-up new martin aston 7 Oct 20 17:16
 State pension top-up new smokie 7 Oct 20 18:12
  
 State pension top-up new sooty123 7 Oct 20 11:29
  pension top-up new zippy 12 Oct 20 11:50
  pension top-up new PeterS 12 Oct 20 12:03
  pension top-up new zippy 12 Oct 20 12:35
  
  pension top-up new zippy 12 Oct 20 12:47
  pension top-up new Falkirk Bairn 12 Oct 20 13:58
  pension top-up new PeterS 12 Oct 20 14:11
  pension top-up new martin aston 9 Mar 21 10:04
  pension top-up new Falkirk Bairn 9 Mar 21 12:07
  
 State pension top-up new PeterS 9 Mar 21 17:52
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