Thanks for responses so far.
A few comments.
1) While it was definitely a mistake not to tell my insurance company about the acccident at the time, I got the impression from the person from the insurance company that it probably would not have made much difference to this claim if I had.
2) I gather that the other driver has some sort of documentation from the hospital he apparently attended, which strikes me as interesting - and very puzzling.
3) I did make it pretty clear to the person from the insurance company that I found it extremely difficult to believe that the other person had been hurt from such a minor bump. She told me that she had seen some presentation about how she had been at a presentation at which a medical person explained how serious injury could occur from low speed impacts. I remain somewhat sceptical.
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