A neighbour of mine arriving at her destination, recently, after a tiring 5 hour's drive, misjudged the entry into her son's driveway (bordered by narrow concrete structures either side) and as a result scraped the lower part of the car's front on one side. This upset her and she phoned her insurance company but was she obliged to do this, as it was on private land and no one else was involved?
Presumably you would only inform them in this case if you wanted to make a claim for the damage, estimated at about £500 of which she has a £200 excess.
In any case they wanted to write off this old 'X' registration car and so she told them not to bother and disregard the phone call as she would go back home and have it repaired locally and pay for it herself which is currently in progress.
So, again my question is does one always have to inform one's Insurance company of any scrape on or entering private land if you are paying for your own repairs?
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