On which point we recently had an approach from a company saying that the pensions advisor (IFA) SWMBO took retirement pension advice from has gone into liquidation and we should consider whether we had been mis-sold.
We wanted to cash in the pension into a SIPP and they were about the only company we could find who would support it.
So we did it.
I suppose I could work out how it's grown and whether we'd have been better off keeping it as a work pension but I really can't be bothered.
Though my (ex-IFA) mate just had an unexpected £20k+ payout from a high st bank for a timeshare he'd bought. He paid about £15k for it and was guided to the bank to take out a loan, which he repaid immediately. I turns out his purchase was in a very small window when the bank were not the authorised loan shark. The bank initiated the action and did all the work, all he had to do was confirm details to them - in fact he believed it was some sort of scam more or less till the money appeared in his account!! He got the £21k plus he got to keep the timeshare (probably worthless in real money but they haven't had to give it up - and have already done OK through it - swap for elsewhere, had some good holiday offers etc).
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