If it includes the phone you are usually allowed a change of phone at contract renewal time (maybe 12, 18 or 24 months). I don't know much about Apple phones though, or who your provider is.
I'm currently on a SIM only deal with EE through a 3rd party by redemption. About £6.50 a month I think for unlimited calls & texts and 20Gb data. It will only last a year but another one will come along by then - if not, back to ID with 3Gb and unlimited for £6 or thereabouts.
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